PRIVACY POLICY

1. Application

1.1. This Privacy Policy explains how we, The Hec Traders, collect, use, store, and protect your personal data in accordance with the Data Privacy Act of 2012 (RA 10173) of the Philippines.

1.2. By using our products and services, creating an account on www.thehectrader.com, or sharing information with us, you agree to this Privacy Policy and allow us to collect, use, process, and share your personal data as outlined here.

1.3. This Privacy Policy is in addition to any previous consent you may have given us and does not limit any of our legal rights to collect, use, or disclose personal data.

1.4. The terms “we,” “us,” and “our” refer to The Hec Traders. The terms “you” and “your” refer to the person using our services or interacting with us.

1.5. This Privacy Policy is governed by the laws of the Republic of the Philippines.

2. Personal Data We Collect

2.1. We collect personal data directly from you or from publicly available sources. This may include:

  • Full name, address, phone number, and email

  • ID number, date of birth, place of birth

  • Financial and banking details

  • Tax and insurance information

  • Audio recordings or written communications

  • Feedback, opinions, and survey responses

  • Browsing and usage data (e.g., IP address)

  • Any other data needed for legal or business purposes

3. Sources of Information

3.1. We collect personal data from:

  • Forms you submit, messages, and your interactions with us

  • Your account registration and use of our website

  • Publicly available data or other lawful sources

3.2. You are responsible for keeping your personal data accurate and updated. Inform us promptly of any changes.

4. Purpose of Collecting Personal Data

4.1. We collect, use, and share your data for the following reasons:

  • To provide and manage our services

  • To evaluate and process your applications

  • To comply with legal and regulatory obligations

  • To prevent fraud and ensure security

  • To respond to your questions and feedback

  • For internal business and operational purposes

4.2. We may also use your data to:

  • Conduct market research and improve services

  • Send promotional updates and offers (with your consent)

4.3. You may withdraw your consent at any time by contacting us at [thehectrader@gmail.com]. Withdrawal may affect our ability to continue providing you with our services.

5. Accuracy of Your Data

5.1. You agree to provide correct and updated information. We are not responsible for any issues caused by inaccurate data you provide.

6. Sharing Your Personal Data

6.1. To deliver our services, we may share your data with:

  • Our trusted team, partners, and affiliates

  • Professional advisers and auditors

  • Third-party service providers and contractors

  • Legal representatives, regulators, and authorities

  • Anyone who takes over our business or responsibilities

6.2. We ensure these parties handle your data with care and follow data protection laws.

7. Transferring Data Outside the Philippines

7.1. Your data may be stored or processed outside the Philippines as needed. We will ensure that such transfers are done in accordance with the Data Privacy Act and proper safeguards are in place.

8. Data Retention

8.1. We keep your data as long as needed for the purposes mentioned or as required by law.

9. Your Rights

9.1. You have the right to access, correct, or update your personal data. Contact us at [thehectrader@gmail.com] to make a request.

10. Cookies and Tracking Technologies

10.1. Our website uses cookies and similar technologies to improve your experience. You can choose to block or delete cookies, but this may affect website functionality.

11. Third-Party Websites

11.1. Our website may link to other sites. We are not responsible for their privacy practices. Please read their privacy policies.

12. Changes to This Policy

12.1. We may update this Privacy Policy from time to time. Continued use of our services means you accept any changes.

13. Contact Us

13.1. If you have questions about this Privacy Policy or how we handle your data, please contact us at [thehectrader@gmail.com].